2025 Roth Ira Contribution Limits Reddit. 2025 roth ira contribution limits for 2025, the roth ira contribution limit holds steady at the same level as 2024. The roth ira contribution limit for 2025 is $7,000 for those under 50, and an additional $1,000 catch up contribution for those 50 and older.

I was contributing to my schwab ira today (jan 29, 2024), and it gave the option to contribute to years 2023, 2024, and 2025! I was under the impression that you could only contribute to.